To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes.
The bill’s titles are written by its sponsor.
Sponsor and status
Bradley “Brad” Miller
Sponsor. Representative for North Carolina's 13th congressional district. Democrat.
111th Congress (2009–2010)
Provisions of this bill were incorporated into other bills which were enacted.
This bill was incorporated into:
11 Cosponsors (11 Democrats)
Position statements
What legislators are saying
“Mortgage Reform & Anti-Predatory Lending Act Will Protect Homeowners”
—
Rep. Lacy Clay [D-MO1, 2001-2020]
on May 8, 2009
“House Passes Mortgage Reform and Anti-Predatory Lending Legislation”
—
Rep. Jim Costa [D-CA21]
on May 7, 2009
“Sarbanes cracks down on predatory loan modification”
—
Rep. John Sarbanes [D-MD3]
on May 7, 2009
History
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Mar 26, 2009
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Introduced
Bills and resolutions are referred to committees which debate the bill before possibly sending it on to the whole chamber. |
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Apr 29, 2009
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Ordered Reported
A committee has voted to issue a report to the full chamber recommending that the bill be considered further. Only about 1 in 4 bills are reported out of committee. |
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May 6, 2009
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Rules Change —
Agreed To
This activity took place on a related bill, H.Res. 400 (111th). |
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May 7, 2009
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Passed House (Senate next)
The bill was passed in a vote in the House. It goes to the Senate next. |
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Dec 11, 2009
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Final Bill —
Passed House (Senate next)
This activity took place on a related bill, H.R. 4173 (111th), possibly in lieu of similar activity on H.R. 1728 (111th). |
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May 20, 2010
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Final Bill —
Passed Senate with Changes (back to House)
This activity took place on a related bill, H.R. 4173 (111th), possibly in lieu of similar activity on H.R. 1728 (111th). |
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Jun 30, 2010
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Final Bill —
Conference Report Agreed to by House (Senate next)
This activity took place on a related bill, H.R. 4173 (111th), possibly in lieu of similar activity on H.R. 1728 (111th). |
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Jul 15, 2010
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Final Bill —
Conference Report Agreed to by Senate
This activity took place on a related bill, H.R. 4173 (111th), possibly in lieu of similar activity on H.R. 1728 (111th). |
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Jul 21, 2010
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Final Bill —
Enacted — Signed by the President
This activity took place on a related bill, H.R. 4173 (111th), possibly in lieu of similar activity on H.R. 1728 (111th). |
H.R. 1728 (111th) was a bill in the United States Congress.
A bill must be passed by both the House and Senate in identical form and then be signed by the President to become law.
Bills numbers restart every two years. That means there are other bills with the number H.R. 1728. This is the one from the 111th Congress.
This bill was introduced in the 111th Congress, which met from Jan 6, 2009 to Dec 22, 2010. Legislation not passed by the end of a Congress is cleared from the books.
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“H.R. 1728 — 111th Congress: Mortgage Reform and Anti-Predatory Lending Act.” www.GovTrack.us. 2009. April 26, 2024 <https://www.govtrack.us/congress/bills/111/hr1728>
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GovTrack automatically collects legislative information from a variety of governmental and non-governmental sources. This page is sourced primarily from Congress.gov, the official portal of the United States Congress. Congress.gov is generally updated one day after events occur, and so legislative activity shown here may be one day behind. Data via the congress project.
